Uber and Lyft Arrive in Duluth

Uber and Lyft Arrive in Duluth

Private services such as Uber and Lyft have provided easy transportation with the click of your mobile device in major cities across the US. These services, however, have since been challenging to find in select markets because of an existing gap in insurance coverage. This May, Duluth finally caught up with modern transportation services. Both Uber and Lyft have arrived at the Duluth International Airport. {Read the announcement on Duluth News Tribune.}

If you plan to drive for either service, it is highly suggested to call a broker at Hanlon and Associates to close a gaping insurance hole in your existing policies.

Personal auto insurance covers your personal vehicle for personal use, and exclude coverage of “public or livery conveyance.” Commercial policies cover established companies providing network transportation. The gap: your personal insurance is excluded the moment that you turn on the app saying you are available to drive, the commercial policy does not go into effect until you are on your way to your passenger, leaving a coverage gap which makes Uber and Lyft services dangerous liabilities for their drivers.

Fortunately, Safeco Insurance equips you with a rideshare plan to bridge this gap, providing coverage for these private transportation services throughout Minnesota and now into Duluth.

Finally, Minnesota drivers and passengers can all ride in peace knowing they are protected. Call us. We are happy to help discuss how your plan, new or old, will protect you.

 

Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your agent for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services.

This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

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